From the moment I set up the system, I felt a sense of peace and security knowing that my home was being monitored 24/7, also find customer service contacts at https://ring-security.pissedconsumer.com/customer-service.html .

So, that leaves you with a decision between peace of mind (payments ahead of schedule) or allowing that money to work for you pending regularly scheduled payments.Hope that helps.

I knew of a case where a tenant became ill from the mold in the rental and it cost the owner way more than what you will be spending now for peace of mind.

@Scott Bennett, chances are the insurance company will never know but why not update it for safety and resale and peace of mind?

Keep educating yourself and you will get better results (financially and peace of mind).

Sorry for the War & Peace novel sized post.

Peace.

(b) For my own peace of mind, should I have the playset removed, and if so, how much should I expect to pay someone to disassemble and remove it?

I am a big fan of the peace of mind that comes from insurance and in particular an umbrella coverage (I am not an insurance sales person). 

I am ready to make a move on my first commercial real estate purchase and I'm hoping this post will give me some peace of mind.