So if you made money at a regular 9-5 and had  a property that brought in rent (and had alimony, or child support, etc.) they would con't all that in your income.  

Once the child turns age 30, the entire balance in the ESA must be distributed to the child within 30 days if not rolled over or transferred to another eligible family member’s ESA.Resource:  http://www.irs.gov/publications/p970/ch07.html

That was just a little more comfortable for me and allowed the house to cash flow better.   

Also make sure you are comfortable working with them, I've certainly met many smart people that I wouldn't do business with for one reason or another.

You can create an Llc to buy the property together or form a joint venture agreement if you're comfortable taking title as individuals vesting as tenants in common.

It depends on what your comfort level in rough areas is, the type of "investing" you are doing (flips, rentals, wholesaling, etc.), and your risk tolerance.I have friends who are very comfortable buying in North Omaha because they grew up there and they know the fine lines of the different neighborhoods where going a block in the wrong direction can mean risking your life.I personally will not invest in most of Northeast Omaha because I am not comfortable being there after dark, and I am not interested in taking the risk. 

This is the single best excuse that people use to not get out of their comfort zone.

Comfortable.

Hello Thomas,There is always a strong tendency to invest where you feel comfortable.

As the child of immigrant parents, I spent most of my life believing that there was only one way to live life: go to a good school, get a good job, work until I retire.