Depending on your situation, PMI may be higher and you may have a slightly higher rate. 

I would assume if you were planning to do an interest rate reduction refinance you would do all of them at the same time. 

It probably helps that I currently have my mortgages through this bank as well because it has had the most competitive interest rates each time I have gone for a loan.

I contacted a title company to officially record the sale, but they are requiring 3 separate closings (and tons of extra fees) because there will be 3 liens/private mortgages recorded (one is the original mortgage that I want to reassign since the interest rate was very low; the second will be held by my son to my daughter for his portion of the equity in the home; and the third is the difference which will be between my daughter and my other LLC). 

Let me add, despite the criticism here, his books are extremely well reviewed, the one I bought had been 4.8 out of 5 stars on Amazon at the time.

In SFR if prices rise supply drops, high interest rates makes cash flow for new investors go away and supply drops.

@Scott AlvarezThere are 3 main parts to a seller financing deal: down payment, interest rate, and price (4th would be the term).

Well you cant BRRRR at 7% interest rate in a market that pays 3% Cap Rate on rentals.  

The reality is, it's not going to last.Only those hosts treating this as a business and offering the best product are going to keep both rates and occupancy high.

Calculate your gain after selling costs times 15% plus the California rate.