Assuming your story is correct and you have a reputable management company you rent from it sounds like it would head to their insurance company.

My history is in factory built homes (modular/manufactured/mobile) and I deal with a lot of brand new hosuing units that are designed to be delivered to the areas where there is a demand for housing at a very cost-effective pricing.

I buy material direct from the manufacturer, so its probably 50% chapter than retail, but even at retail, it's a lot less expensive than tile for me.Here's an example:http://123flip.com/wp-content/uploads/Trifecta_House/Staging/3.jpg

Some of the manufacturers actually specify certain brands of replacement battery, and the two I gave here have been in every such list I've seen.

Manufactured Housing Communities & Distressed Multi Family in my target area

-lubin(pace) also has a reputable program.

They have a good reputation, I could only find positive review on Yelp, LinkedIn and Google.

Since you're starting out....those who attempt to squeez dimes get a reputation among Realtors and other investors.

I agree that people can, and some will, spend the time and money to get their lending operations legal (many of them in manufactured housing with one or the other of my two companies) and as a result make a great deal of money not only on the loans, but in buying other people's operations at fire sale prices.That does not mean that the trends in government to regulate everything* doesn't worry me, or that the power grabbing the CFPB is doing doesn't freeze my blood.(* How about their new pocket knife becomes a switchblade legislation that, thank somebody, has not yet passed?)

In each case my contribution was my experience, track record, reputation and knowledge required to put something together and make it work.