My $.02:- I can safely share everything I know because 98% of people I share it with will never actually get off their butts and execute on it (the sad reality);- Of the other 2% that actually take action, half of them won't execute well enough to be a threat to me and the other half are smart enough and driven enough to be successful with the information, but are also smart enough and driven enough to recognize that directly competing with me is not in their best interest.

I think its great when someone can recognize they need the expert advice from someone offering coaching.

Are there lenders that will recognize this, and can building a boarder's income history on my tax returns help me with qualifying for loans in the furture?

If it was a large item that was purchased and and not paid back to the payer, then yes it could be considered a capital contribution.However, if the company is paying you back it is treated as a reimbursement and the company records and expense for reimbursing the employee with an attached memo AND records income for the amount reimbursed.The business should recognize the payment of the expense as income.

It's funny how over time you start to recognize that some questions need to be answered by the resident expert!

And no, when you buy you do not have equity, equity is established over time, minimum of one year for your books after you have an appraisal, otherwise equity is recognized when you sell.

The only hypothetical situations we're talking about are the poorly constructed ones you are tossing out in your analysis and refuse to recognize as flawed in spite of experienced local investors repeatedly correcting it with actual numbers from their own portfolios and experience.

You finally identified shareholders in this blame-pot:  I think is naive to think "banks will be smart enough to keep their own standards of lending similar to how it currently exists" since bank management has a fiduciary duty to its shareholders.As far back as the early 90s - maybe even earlier, based on how such notions were regarded as settled facts, graduate schools were recognizing that the shareholders' rabid demand of their companies' pursuit of high and increasing short-term profits was completely overtaking any consideration by the corporate managers of this demand of the companies' long-term objectives, wealth creation, service to the market, business reputation,  ...  

You will be able to recognize it for what it is.

To those of us whom have worked in government for nearly three decades, this is recognized as "progress."