Oh Hey, Check this out. . .I know now that the bank was only into this house for 112K loan balance.  

From what I understand about Wholesaling and I can be wrong on that score too, is that you create a contract with a seller to purchase the home, then find a buyer to purchase the same house and then sell the contract at a higher price, that's about it in a nutshell, and I can not figure out how it can be done at the HUD Home Store.com but oh well, I did a check on my credit score and found out its higher then what I thought it was, my FICO Score is 580 instead of 545, which now qualifies me for a FHA Loan with some mortgage companies, my wife is now really excited to say the least, so I really need to understand how the HUD Home Store really works.

Oh, so complicated.

@Vince Beusan - Oh yea.  

"Your anxiety dog is causing the other tenants to have anxiety issues" oh the irony.

For people on Medicaid, the 10 states that plan to go after your estate’s assets are: California, Colorado, Iowa, Massachusetts, Nevada, New Jersey, New York, North Dakota, Ohio, and Rhode Island.I live in Ohio.

Oh, and snowboarding cost tons more because I always had to by weekend lift tickets (way more expensive than weekday) and fight the crowds.There are several paths to lifestyle design.

I didn't follow that advice because I'm in NYC and my markets are in Texas, OK and Ohio - it sure would be easier if one of my markets was a bit closer. 

Oh ya, pet stores sell pet urine liquid enzyme eliminator but it's pretty pricey

Some points to note when considering lending strategy:1) The properties are in an LLC2) Because we put almost everything back into buying the next properties our income is LOW (Before tax I personally made 15-16k in 2013) my partner is the exact same. 3) I have literally no debt. apart from my CC I pay in full each month.  4) my credit score is 730, partners 7605) I am 24 years old so regardless of my numbers private lenders & loan officers may be hesitant. 6) I am located in Cincinnati OH. 7) Our properties have an ARV of 45k- 75k (conservative)8)All but 2 properties have 12 months seasoning9) our purchase price is usually 40% or less than ARV because we buy highly distressed.