Your methods and ways are tried and true, and the math definitely makes sense to get to where you are.  

Check to see if there is a waiting period before you can legally rent a house with an FHA mortgage.When it comes to purchasing investment property, there are many creative financing methods to use, especially if you are looking to buy and hold. 

These techniques are as old as the agencies themselves, there aren't any new secrets or methods but technology has certainly come in to play as well.Again, it's not just an interest rate risk that gets a note called, there can be many issues with all loans that carry the acceleration clause.

Since I've made my post I've had numerous people PM me saying they've had similar experiences.You're more than welcome to have your opinion about ABC but my experience is appearing to be quite the norm.If you're ok with them keeping a tenant for 6 months+ that's not paying any rent then by all means, they are a fantastic company for you.

Don't try and invent some new system or method of making money - simply follow someone that is doing it successfully to be successful yourself. 

There are so many creative financing methods out there.

I consistently run across students of his that are doing deals and he has some creative methods of directly reaching out to note sellers.

Can anyone offer the pros and cons of both, what method of investing you prefer and why, and any other relevant information?

Having that one additional method of contact must surely be a good thing, even if it will lead to some unworkable leads.

I probably use the worse possible method to collect rents.