@Edward Burke What you are looking for is an Insurance Policy that replaces the Coinsurance clause with the Agreed Value clause.This policy gives you the ability to insure a building for less than the Replacement Cost, without being penalized for not insuring 100% of the Replacement Cost.Most companies do not offer this coverage, which is why your not getting great responses to your request.Also, if your calling the companies you list above, they are not players in the commercial Insurance space, and the agents don't have the ability to craft a policy to your needs.There are several insurance carriers that can do this. 

Looking to learn and network, like minded individuals, yada yada yada. 

There is one this Monday in Lake Forest that should be very interesting.I would seek out and speak with individuals who are successful locally and connect with them.

Hey guys thanks for the response & info!

Signing a term lease with all three does not lock any single individual into staying.

We have a few portfolios of properties for sale, multiple states.Most of the properties are a part of some portfolio.We are trying to sell the entire portfolio, or individual ones.Hopefully someone has gone through the marketing process for a rental portfolio and can shed some light.For now, my plan is to do online marketing (adwords, facebook, bigger pockets).

I would love to be able to network and learn more from individuals that have the knowledge and experience I need.Thank you for reading!

The third unit has its own oil tank and tenant is responsible there.

Ideally my brother and I would buy the property together and form an LLC and run as a business.However, my wife doesn't want to enter a "business" relationship with my brother, but instead suggests that we purchase the properties individually (since they are both on seperate deeds).

I think we all try to help each other but at the end of the day you have to make sure that you don’t over expose or extend yourself as an individual.