Most people wouldn't buy a used car without checking some sort of car facts to find the history, yet they hire people without checking their real experience level or the court records to see how often they have been sued, for what, and what the outcome was.  

I look at credit, criminal background, and rental history.

(Would they accept my rental history on the house even though I don't hold the mortgage? 

Aidan - you should get a loan pre approval completed  as a first step  even before connecting with a real estate agent  ..this will allow you to check credit history / buying power  and  become familiar with the  figures  .....if this process  provides  you with the loan amount  / purchase  price that  works for your scenario  - great  ...if there are weaknesses - the you become aware of the facets that need to be addressed ..

A couple of the issues we have read about online is that a business loan will typically require operating experience of 1-3 years along with the ability to show a history of cashflow and means to cover payments.

@Kerry Noble Jr This property is located on the eastern border of Plainfield, so it couldn't be any closer to Indianapolis without actually being in Indy. 

So I'm 24 I have about $14,000 in the bank.an annual pay of $27,000Absolutely zero debtOnly one credit card but I've had it for about 4 years. (score 770)I've Been told I'm charismatic and have a tenacity and a straig...

I use a 3rd party for the background and credit history.  

It can take quite some time for a company to establish sufficient assets and financial history that it can borrow without a personal guarantee.Your notion of a third company for the purpose of pooling investor funds treads into a whole other area of regulation and you will need to consult with an attorney experienced with private placements / private REITs / mortgage pools to fully understand the legal & licensing requirements and costs of such an approach.Alternatively, if you form a company with 2-3 other folks (known to you: friends, family, co-workers), who all contribute capital, you do not enter into the world of private placements / REITs, etc.    

People are making money in real estate every year throughout history.