An owner has numerous other expenses like maintenance and capital improvements that come into play.

Because I hate to back out on my word, as an exit if no buyers become available before closing, I would purchase the property myself (more than likely via HML with at least 1year before the balloon payment) and continue the search for a buyer.My main question is: Would it be worth it to hold off on purchasing properties so that I can qualify as a first time home buyer when I do purchase the owner occupied rental property?

agreed with Tim, that's the advantage of e-mail,, you can get the feedback of your prospects right away.... anyway radio ads is really for advertisement purposes only,,, jessica,cost depends on how long your ad is and how often it will play on air...

We most likely have a number of years of continued depreciation in prices, especially in CA, LV, and FL.

The investor/student continues to learn with me as long as they wish to.

My thought is to have our house paid off in a year or so, then buy a 100k property @ a 20% discount, while putting 20% down ($64k left) then pay that off in a year and continue to do so for 10 years.

Financial independence is a necessary step to winning the game and really only changes the way you can play.

Before you continue with the Realtor make sure that they have Direct contact with the HO and that you will be able to put contracts on them.

I have contacted them about this question and they say something that "These days 500GB disk drive costs only $30 per month, so if some day we will run out of disk space we will simply add new 500GB disk drive with almost zero costs and you can continue uploading without any problems".What do you think about it?

It was the government through monetary policy and other inducements that created demand- but that's not sustainable because people with middle-income jobs could not reach into their pockets and continue to make payments for houses that had sold at multimillionaire prices.