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According to our last AZREI meeting, their crazy extensive data shows that we have had and continue to have the highest and fastest growth, appreciation and rent rates in the nation - stable for years.

I'm seeing a more aggressive stance from what is being claimed by members here on BP, such as cash out refis after 6 months, it must be in areas where property values are going back up at a faster rate in general.On the conservative side, prudent lending practices will be stressed, meaning that a lender may not do so much of those "if it makes sense, we loan it" type deals, it may be tougher for a deal to make sense.All in all, I doubt a qualified borrower will see much of a difference on the street as the new changes will be played out in the operations side of the lenders and their relationships between other lenders and securitized markets.Actually there are more aggressive measures in making a loan, the debt to income for a residential loan has gone from 36% to 43% allowing borrowers to qualify with more debt!

Then I call them back, they don't answer and we play phone tag.I personally would want an agent who is working a couple days between Christmas and New Years but that's me.

Would you offer to cover his debt service with the Master Lease, and rely on him to continue paying the mortgage?

I just don't want to continue to deal with silly wastes of time and would rather find a tenant who isn't going to be a constant hassle all the time.

As you continue to work those prospects you move them deeper and deeper into the funnel.

If necessary, HACA will continue HAP payments for up to 180-days to allow time for a caretaker or new guardian to join the minors in the assisted unit.

Depends on whether the Feds continue with tapering of QE3 or back off.

But I do agree rules are rules and we should all play by them.