I currently manage (And my name is on the mortgages too) 2 properties consisting of a SFH and a 6 unit apartment.

They just keep feeding wood into my fire.

Essentially, it consists of determining the theoretical net income (before debt service) of the property.

They are using bottom feeding scum suckers for appraisers, because their cheaper then the good ones.

And Section 204 (h)(4) says that a state can become eligible for federal funds to help implement the program by "adopting by statute or regulation a requirement that buildings be assessed and labeled, consistent with the labeling requirements of the program established under this section," or "adopting a plan to implement a model labeling program consistent with this section within one year of enactment of this Act, including the establishment of that program within 3 years after the date of enactment of this Act, and demonstrating continuous progress under that plan."

But over the last several years, it consistently retreats somewhat and then eventually pushes forward to new highs eventually.

California courts have consistently held that such an intermediary, or middleman, is protected by the finder’s exception to the real estate licensing laws, an exception first established by California’s Supreme Court in 1923, in Shaffer v.

However, like Rob pointed out, it's still a good idea.With multi-family type properties, the state fire code does mandate that you have them if your property consists of 5 units or more.

The portfolio consists of mostly bonds.

Hard money is not a consistent product like a conventional mortgage.