Not having a 1003 is not a big deal but can give way to borrower defenses of lack of ability to repay or credit worthiness.  

It will depend on your credit, your ability to do the job and your looking at a maybe a 20-25% down payment.

We're looking for investors and professionals of all levels -- the most important component is the ability to convey ideas, quality writing, and a passion for real estate.

As for your question, your ability to get financed is really going to depend on a lot of things.

Enjoyed Tom's story too, I agree that what you can negotiate in your best interest will usually serve you well, but to say there are no rules or nothing is cast in concrete..... let's keep in mind, at least to some degree, that golden rule, the first one.The second golden rule is he who has the gold makes the rules.Then you have the issues of acting legally, ethically and from a moral standpoint as I guarantee you that your success will be anchored in more than your ability to talk a one legged man out of his crutch. :)

An acquaintance who purchased a 5-unit stone & brick building painted grey three years ago, had it bead blasted to remove the remnants of the flacking paint.Another hazard of painting brick is application of the wrong type of paint, or too much paint, can inhibit the brick's ability to dry resulting in spalling and accelerated disintegration of the brick.

I have a relatively large backyard and I have asked engineers if I have the ability to build a building in the backyard.  

You aren't going to sell them on what you drive, you are going to (hopefully) sell them on your ability to help them.  

Edison,A well staged home will sell, or rent, faster than an empty home: Most people simply do not have the ability to visualize the house filled with {their} furniture.In a really hot market, such as the lower mainland these days, homes are selling quickly enough that the extra effort and cost to stage may not payback with shorter time on market or bigger price.  

I would like to find someone who has the the knowledge and the ability to lead me in the right direction.Thanks to BP for having a magnificent place to find others that has the same enthusiastic and passion.