I have no immediate plans on reaching the Texas market yet but I love Austin so maybe we can do something down the line!

Just go straight line 27.5 years.Unfortunately all tax pros are suoer busy right now so your stuck with street guys like me. 

For whatever its worth, I have been through the rough times and I would suggest you keep a portion o the equity line open and not used. like atleast half.

It’s more that I’m already on the 20 yard line, but to hire a new realtor today means they’re getting paid to drive the whole field.

Hopefully I can help a little.So, the way we think about your question is treating your HELOC payment more as a 'holding cost' that counts against your rehab budget, as more than likely, your HELOC balance should be re-payed back down to zero, once you achieve the rehab and cash out refinance / convert the stuff to the long term fixed rate financing.Part of the benefit of thinking of it this way, is that the HELOC payment is temporary while you use that revolving line of credit. 

Be sure to check out the spreadsheet in my blog article as it has some good line items to think about when calculating the rest of the expenses.   

@Jason Heard, get a HELOC (Home Equity Line of Credit) on your primary, and either use that for down payment on a new multi-family that you move into, or buy that building outright with it (you're financing yourself). 

I also have 0% Business Lines Of Credit up to $200K which is popular with real estate investors to help them get the money for down payment or Rehab.

This is where I would usually say something along the lines of what @Stuart Grazier said but I guess I have to just thank him very much for the plug! 

1-3 days for floor refinishing1-2 days paint1 day cleaninghave your subs lined up and ready