I defaulted on my student loans, so from my understanding, a traditional government loan is out of the question.

The law governs everyone.

The big difference between delinquencies today and in 2008 is the forbearance provision of the CARES Act which is applicable to all government backed loans which account for 70% of all loans.

I hate the idea of having to serve an old woman on government assistance an "eviction notice" (if that's what it's called in this case).  

I have never understood "star-struck" before today, in spite of meeting high level government officials, A list actors and millionaires.  8-)    This morning, I went to an 80th birthday party for a family member. 

This is prime example of the state government hurting the very people they are "trying to help."

If you are committing to a marriage, you have two choices: let the state govern a future divorce, or determine the outcome of a future divorce yourself.

Tremendous appreciation/ROI potential with no rollercoaster effect here in Austin because of a huge government and university job base to go along with tech and future medical.  

There is no "right person" or "right department" for REO unless its a one branch mom and pop bank where everyone does everything and if its a HUD home, that theory goes out the window.So, if HUD, the government owns it, not the bank.

The mortgage insurance never comes off a Government backed loan...