Look at neighborhoods where property values have not gone up significantly compared to rental rates.

These have horrible rates and fees compared to a true commercial loan, but they close faster, and are more flexible on that DSCR.

The rate and terms you received on your loan are based on how the lender underwrote your occupancy.

Some folks will give up the premium lake front to save a few bucks.This data will give you a broader perspective on the market and help with the rates.

Investors find mid-term rentals an attractive proposition due to their balanced approach to occupancy rates, operational costs, and return on investment.A Market Driven by Change:The increase in remote work and the global mobility of the workforce are significant drivers behind the rising demand for mid-term rentals.

heloc terms are not the same as fannie mortgage terms (like @Chris Mason mentioned)for instance I have a 90% heloc on an old primary that was ZERO cost, and the rate is prime -.001%. this additional LTV might help your cause. a heloc is also not necessarily due once you move.

Do you charge points or get a good rate?

As we get closer and closer to rates pivoting, you're going to see these same people unbuckle from US debt into US hard assets even more, we've seen a glimpse of that thus far this year.

Meanwhile, South Metro Atlanta is seeing a surge in interest due to affordability and transportation access, though it may come with higher vacancy rates or require more research.Regardless of location, thorough research is crucial.

I'm noticing that with interest rates being at 7% the margin for profit is slim on most if not all properties.