Is this the concept for keep anonymity and protection by not having your real name on the trust or LLC?

That is part of my personality indeed, but sometimes I do not know when it may be a positive or when it may be a negative.

That they were made aware of the HELOC from the beginning of the process and that their lack of timely action in no way should impact you negatively, and that you would have pursued other options previously had they informed you of the delay.

I say "would" because I can't remember if it was hypothetical or if it was the actual path he took, but it is a good read, hypothetical or not, to at least get you comfortable with some of the CONCEPTS that can make that a reality.It is called "7 Years to 7 Figure Wealth" and is available here on the site.  

Unfortunately that works in the negative too.The best thing is you're making a trip here.

I'm new to REI and will start a Direct Mail campaign in the near future. we got into the game for the sole purpose of acquiring a multi family for rentals. fast forward 3 months there are no deals on the MLS i actually came across one property with negative cashflow (that's with real numbers i.e. no pro forma)  so i'm starting this DM campaign for the purpose of finding something to buy and hold ie. flip it to ourselves while i wholesale others 

Of course there are formalities but the concept is the same.

I realized that I am severely hampered by not knowing all of the real estate and business terminology because I was lost on a lot of concepts.

Go with the larger security deposit BUT make a standard process to do it so you can apply the same concept to all potential renters in the future so you don't end up being on the wrong end of a discrimination suit.

All states have the concept of courts of equity, fairness and it may be a matter of another suit aside from foreclosure, or a borrower can take a non-judicial process to a judicial process by suit.