Paying two mortgages is not something I want to do right now at all. ( We have our third baby on the way, we've got enough to worry about financially ;) ).

My piece of advice for all the entrepreneurs out there is; once you get your business going, start focusing on developing a "mini-me". 

Market maybe "hot,hot"....to me people are " dumb,dumb " ....buying over asking price, waving appraisal , paying sometimes 30-40k over asking price....going into negative equity , buying at tip of the market...loool, better hold on to those babies for a decade at least, if not more - because to sell iit after just few years-- total loss....:)

Not coincidentally, my girlfriend lives in Dallas and has been instrumental in my success and supported me through what we thought would be a 3 week process but turned out to be a 9 month process - No, not a baby.

We also have other factors like the suburb baby boomers empty nesters are not selling and moving to more traditional retirement locations.

Liquor stores, mini marts, dry cleaners fail a lot less than some other businesses.

Told her I didn't have it and her baby daddy would need to find another way out. 

I'm the 'Baby' of the group.. ha ha ha....

Different banks will have different requirements or overlays even or the min is needed to do the loan.At 5+ loans the financing process is the same with respect to conventional financing the only difference is that you need 720 min fico and 6 months reserves for PITIA (prin/int/tax/ins/assessments) for each property you own.

My theory is that the wild swings are the baby boomers in a panic mode over their impending retirement and the wild swings in economic decisions they have made are being reflected in their political decisions as well.