Last option, a hard money lender can help.

Also, you didn't mention it but I am also specifically not asking about seller finance, it is an option but not the topic of this thread.

Using a rental is one of the best reasons to buy one so I like your thinking there.The proliferation of STR in ski areas have made areas a little farther out more of an option in some of the ski areas so you can track the options by looking where they short-terms stop on the map in the areas you like.

Yes the interest rate is higher but it gives you optionality, in case your extra money for helping pay the 15 yr note disappears or your investment goals or priorities change for that money.

If this trend is likely to continue, it might be financially straining to keep the property, especially if you need to invest more in renovations.Financing Options for Renovations: If you decide to renovate, consider how you'll finance these renovations.

I do agree that Mixed-Use took a beating these past few years and would like to see more competitive options. 

Yes you can put it in a CD, there are also many other investment options in real estate and outside real estate that still make sense today.

Rather than selling the property right now, you could consider doing a lease option. 

Multifamily rentals help add the extra protection against vacancy and they typically always debt service themselves.You can also focus on amenity style homes or locations to increase your STR ROI and focus on either turn key or TLC properties to speed up the ARV potential.

The sellers don’t want to return the earnest money, creating more problems.If anyone has experience with this, could you advise on legal options?