Apply for new jobs, expand your skills in your current field, get a second job, Teach USA program or the military (pays back student loans) are a few ideas for improving your bottom line in the near future.  

Hi all, I was able to find a great loan program through a bank that offers 3%, no PMI, no origination fees, no points.

The important thing is to make sure the program you choose can grow with you. 

Do you know if the current tenant is in the SEC 8 program? 

He has some great loan programs for investors and I also send all my retail buyers through him.

If you do decide to buy, the FHA loan program for owner-occupants is a very powerful tool.

My wife has been accepted to a graduate program at RPI in Troy, NY.  

@Chris Gordon I recently went to the 2-day Boots to Business class to learn about the SBA loan program.

Since it is a Federal Government program trying to encourage home ownership, they want to give first shot to owner occupants, investors come last.  

Hi @Paul Vincent due to the fairly strong response to my interview on podcast 211, I've created a JV program for first position NPLs, sort of a "learn as you earn" program for those who want to invest in a note and have play-by-play involvement.