All warranties for appliances, equipment, utilities, roof, paving, etc. 17.

Small real estate investors might find a better fit working with a small CPA firm.At the end of the day, The accounting fees need to in line with your investments.I often cringe when I hear/see accounting firms charge $2,500 and a person only has one rental generating $100 a month in cash-flow.best of luck.

Prices for studio apartments (circa 80 sqm) go for about 200K in Malta and could generate about 20K cash flow per year.The reality is it is a good 2nd investment, however I would not be able to reach financial freedom with 20K per year and I would also not be able to scale up as bank would not lend more.Is someone able to offer some advice for someone who is in a situation like me?

If you were in my shoes, what would be the best course of action you would take in order to attain your first property, get the rental income generating so I can eventually with time generate more properties and with more properties, more cash flowing in.

I spend multiple hours each day learning about the market that I serve so that I will be well-equipped with information for all my clients in the present and for the future.This has made me question what will make an agent better for the local investors so that I can not only meet investors' needs but exceed them.

If you want to keep investing in real estate then use the tax free dollars to buy two properties - a small house for cash that you can actually generate positive income off of. 

Instead, look at the cashflow and equity position that a particular investment can generate.

For now everything is great, I just find another house in one of the best neighborhood in Richmond VA, Mechanicsville, a house 3 bed and 2 bath, easily you can rent it out for 1800, plus there are a guest house very separated from main house, fully equipped, 3 bed, 1 bath, 2 living room and kitchen , separated entrance for another street, and parking space for more than 2 cars.

Also, know that commercial lending departments (of local banks) use the revenue the property generates to evaluate the loan viability.  

If you invest in a passive investment and generate positive income, you won't pay tax on that income so long as it is covered by the suspended passive losses.Best of luck