I just had my lawyer review a new document and it cost me $240.00.

I do a ton of marketing to people in BK, and yes the Releif is filed for by the lender and it is a federal document that is filed as BK if a federal process.There are actually 2 great people that have developed a list of BK listings you can mail to depending on the area of the country, they might be in your area.I think they do Atlanta, Detroit, Chicago and a few other placeshttp://www.PostBankruptcyReport.com

`(II) LIABILITY FOR REPAYMENT- The mortgagor shall agree in writing that the mortgagor shall be liable to repay to the Federal Housing Administration any direct financial benefit achieved from the reduction of indebtedness on the existing mortgage or mortgages on the residence refinanced under this section derived from misrepresentations made in the certifications and documentation required under this subparagraph, subject to the discretion of the Secretary.

Some of the documents may need to be notarized, depending on your state regulations or normal practices.

Am in the process of purchasing a SFH that my agent had never once informed me any HOA fee involved, though he’d checked those boxes that said seller shall pay for HOA transfer fee and seller pay HOA document preparation fees on page 2 0f 8 from purchase contract; item 4 E.3) & 4) (which I later found out from my friend who‘s an agent also); where I’d let it slipped; just went by his verbalization when he’d went over the contract with me; he did told me none of those fees on page 2 concerned me and they’re all paid by seller with the exception of 50/50 escrow fee; without further scoping into the itemizations which he should’ve had; so should I.

Natrelle,Welcome to the online family that is Bigger Pockets.

Yes there is a way.Search your counties recorded documents.

In an online report, the BBB states that Alexander advertises a BBB membership on his Web site, richesin14days.com, when it is not, in fact, a member.

Another document is then signed by the seller giving up all of the beneficial right from the trust to the investor.

Many times they may be the owners.If that doesn't work, online places like your county appraisal district website may have the info you need.If all your digging comes up empty and you just have a great feeling about the property, you can try to use a skip trace service, but it costs and even if you reach them they may not want to sell.