So if there is ever a major global crisis and rates are already super low or negative when the economy was decent then governments have already played their cards in the good times.

For now, I just going to play my cards as best as possible.

All in One Heloc from Ridge LendingTrustcoUS BankTD BankPenFed credit unionUnion Bank, specializes in noo HELOCArvest BankUnion Bank, Washington StateEast West Bank offers HELOC on non-owner occupied investment properties up to 60% LTV with "no docs".Utah: Americafirst 80% LTV on noo 65% LTV 15 year 5.74%First Florida Credit Union (Jacksonville area)1.99% for 12 months, 5.25% variable 80% CLTV 20 yr w 10 yr drawHurst Lending and Insurance Investment property HELOC in TexasTower FCU, all states except TX, max 45 DTI, green card ok.

Often you can get everything pre-approved prior to purchase and the only wild card becomes the conventional appraisal.

Credit card debt for frivolous purchases is NOT the same as mortgages on cash flowing real estate.

Take the cards I’m dealt and make the best of it.

FICO doesn't treat mortgage inquiries the same as credit card inquiries.

The broker I left a business card with called me on the phone and asked me how much a property was worth.

Can I simply use my Wyoming LLC that already has its own EIN and bank account and business credit cards to do this master leasing business? 

He explained to me that he has 5 kids and is going through a divorce and tons of credit card debt from redoing the kitchen - all this stuff that isn't my problem.