What percentage of your gross does that expense represent?

This would normally be something you sign with a real estate firm that will represent your interests in this transaction.

To make matters worse, the realtor representing the seller was awful at communication.

To make matters worse, the realtor representing the seller was awful at communication.

@Fremy RossoEMD is due at the time of contract execution.The LLC sale is cool and works well for savy investors but it is totally unnecessary and comes with its own set of hurdles.Our EMD is $10 on our sales agreements because we represent ourselves correctly to the sellers.

If you don't plan on doing any business besides representing yourself, maybe it doesn't matter.

The price of stocks is not representative of profits and P/E Ratios prove that at this point.

That last thing I'd want to do is have my newsletter readers (which includes my loan officers) or the BP community think I'm trying to do a "scheme" or not accurately represent my actual earning profile.

@Frank Wolter It would be helpful for you to remember who represents who. 

It seems to me that our financial behaviors change over time and through generations, cultures, etc. and this could start to skew how representative the DTI ratio really is.