Thus, making it less attractive since the equity interest in the property is reduced. 

The following was found in a google search:When septic systems are properly designed, constructed, and maintained, they effectively reduce or eliminate most human health or environmental threats posed by pollutants in household wastewater.

That doesn't make it a bad deal but it will reduce your rate of return.

This has greatly reduced my workload and I don’t think I am missing anyone since the #1 question they ask is if the rental is still available since there are so many stale listings out there.

Standing still because you are stressed out about windows or you are trying to think of yet another way to analyze the deal moves you in the wrong direction.  

I worked with others in the area who I was not happy with.The consideration of this came largely out of a mutual effort between me and my manager to see how we can reduce turnover and costs.

I only have limited experience with them, but so far so good.Are there an investors out there that could purchase your credits before they expire to reduce your burden???

Not all banks will do this some banks will have overlays (extra guidelines) that they add on top to reduce the banks risk of lending to newer borrowers who may not yet be sophisticated enough to handle a mortgage.I've utilized this for conventional/FHA/VA so its nothing new.

i doubt it, but you can focus your efforts on your final goal, not waste time on getting back at a terrible agentyou waited too long to realize that he/she sucks. i dont know why people wait for months to reduce price or to take a good look at the true picture.

So for a 5k a fine and a promise to create a RE paper offering ( like a 506 but specific to Oregon we settled) I did not admit to wrong doing the state said fine just follow our rule and never do it again.That adventure cost me 50k in legal fee's and a bunch of stress.