I'm familiarizing myself with SONYMA (state of NY mortgage agency) programs and I know they require that no other properties be owned simultaneously if you plan to utilize a SONYMA loan.

Since you aren't/shouldn't be posting your financial info on a public forum, you need to find yourself a good lender that will figure out your options for you.Good luck.

Still trying to learn...but i understand mortgages are public record, yet i cannot figure out where to find that information.I have called my county Assessor's Office and the lady literally laughed at me.... 

Is this data not public in Texas?

Not sure if that specific program still exists but it came about due to Covid-19.

They may have programs that use the income from the properties to qualify. 

That is the most common program I know of for 1-4 unit low money down. 

I ran across this cool program by Sears (Sears Home Warrantly) where they will cover up to 21 items at a monthly rate of $70 bucks and a deductible when you file a claim.

There are tons of great loan programs available right now.

There are programs available for fix and flips or fix to rent properties where they construct the loan with funds to rehab the property all into one.