There are more programs out there than just FHA sponsored ones.

It's public record and I go once a week to the court house in the probate department and ask for the recent probate cases for the past seven days.

At least read the updated guidelines from 2012 from the CA Dept. of Consumer Affairs:http://www.dca.ca.gov/publications/landlordbook/catenant.pdf

If savvy investors are good at doing their research then they should be able to get online and figure out who the good wholesalers are.When people tell me they're too busy to meet with me, I just let them know that our program probably wont work with their busy schedule.

Does this mean the property is part of a Section 8 program?  

Many of your tenants may be on some kind of government subsidised program and this knowledge is critical. 

Alan, they file ch 13 due to the enrollment to HAMP program, they are afraid of losing their house.

I have found the Fortune Builders Mastery program to be extremely beneficial. 

You can also use a program called time trade and basically you get the person to schedule an appointment to talk to you.

Most I have found want me to buy into a program that I am happy to do but they can't seem to give me a clear understanding of what I am going to learn.Can someone please point me in a direction that I can find helpful lenders that can assist me in acquiring these properties?