Alan, they file ch 13 due to the enrollment to HAMP program, they are afraid of losing their house.

I have found the Fortune Builders Mastery program to be extremely beneficial. 

You can also use a program called time trade and basically you get the person to schedule an appointment to talk to you.

Most I have found want me to buy into a program that I am happy to do but they can't seem to give me a clear understanding of what I am going to learn.Can someone please point me in a direction that I can find helpful lenders that can assist me in acquiring these properties? 

There are so many good ones Cedric, with a variety of programs. 

If you were to rent to others in the program, I'd encourage you to be thorough in your screening.

Peak Asset Lending from Tennessee has a program that will assist you.  

As there are a ton of different wrinkles and programs, both local and federal, its tough to be a bit more focused on what could be in play. 

I watch his video and it sound like he has all information about finding PVT money from public record as well as scc compliance with how to contact them, how pvt investor magically says yes.

These areas are 25-30 minutes outside of Center City but have easy access to public transportation and there is a demand for commercial units in these areas.