FHA 3.5% down would be a good loan program to use so you can save any remaining capital on improvements. 

Another big question we are not supposed to ask publicly: what happened to personal responsibility and saving for a rainy day?

Hey @Brett Schmidt, that's interesting, I haven't heard of a 20-year loan program like that.  

This is about half of Fannie Mae’s previous allocation.The second major change, according to Aly Yale of Motley Fool, is that: “The new standards will require borrowers to go through the GSE’s Desktop Underwriter (DU) program...All second home and investment-backed loans will need to receive an Approve/Eligible recommendation through this program and have their loan delivered as an official DU loan in order to qualify.

County public health director Barbara Ferrer says the current rules also apply to customers going into workplaces, like grocery stores or other businesses: "Until there's been a change in that, it's really important for us not to jump the gun and create an unintended consequence where we're creating risk where we didn't need to,” she said.

It doesn't make sense to me as FHA is a federal program

Hey @Justin Coulson, there is a program called Podio that is a great tool.

Fellow Illinois landlords, the following is a link to a rental payment assistance program that just opened for housing providers/landlords.

Since you're a 1st time home buyer, have you checked into the first time home buyer down payment assistance programs that TN and AL offer?

You know protect the general public..