Seems like the Fed is not looking to go to negative rates, and lending requirements will only get stricter, so I'm leaning towards biting on this now while I can.

Thus your taxable income and cash flow may be less, in the US it is common for cash flow to be positive and taxable income to be very low or even negative because of depreciation, because you get so much less depreciation per year that is going to hurt you compared to US numbers.

Come unplug”Now I like that...turning a negative into a positive.Seriously though, don't you think I would lose a lot of bookings?

While it is true that HELOCs are revolving lines of credit just like credit cards, the credit bureaus do not view them like credit cards and having one that is 80, 90 or even 95% maxxed will not have a negative impact on your credit score. 

if you can't "stereotype" (the good version of this word, not the negative junk) a group then you can't approach the group. 

It’s the positive drivers, reduced by negative boat anchors.The positive drivers are pretty straightforward, though many people miss a key aspect.

I've been negative in the deep red with this house over 3 years.

SoCal real estate increases in value pretty quickly as well, so I'm wondering, despite the obvious negative CoC, would this be advisable?

It is not uncommon for rental properties to cash flow neutral or even a bit negative at first.

Ok, so I'm new to BP and I'm probably posting in the wrong place. I appreciate your patience. I live in Los Angeles and a couple of years ago I bought a tiny homestead cabin on 5 acres about 2 hours away in the hi-des...