The impacts from covid are not going to last forever.

If you're going to live there forever, look at the 3 other units. 

Forever, maybe?

Unfortunately, I developed some pretty poor financial and spending habits during college as I currently sit around $9,500 of consumer debt, with a car loan/credit card debt.

Thanks @Bill Exeter I’ve kept plodding through TurboTax ans you’re right...this is getting really time consuming to figure out on my own.

What you're looking for is likely a good closing attorney, consumers dont usually pick their own title company and you rely on your counsel to run title and assure it's clean, clear, and ready to be conveyed without hindrances. 

All of your leads will stay with you forever in this company.eXp Realty has plenty of educational materials available.

It always lets you know when it's time for a top-off. i I miss the days when things could actually be maintained and last damn near forever.

Also a nice thing to note, the city is full of "lifers" (people who will find a spot to live and stay there forever and are consistently paying rent) and then there is also the Air Force crew that is here allowing for turn-over tenants every 2-4 years which can give you opportunity to raise rents as needed in-between tenants. 

I am curious how much my consumer proposal which was filed January of 2019 is going to hurt our chances of financing.