I believe the point Corey made was that after one year (as Bill Gulley suggests) you can move out, rent the property and still keep the loan.  

. ($300 worth)Don't I bill them directly?

But I'm not here to gripe about an employer that has been paying my bills, where I met my wife, and whom has given me a family.

And Bill Gulley thanks for the feedback!

@Bill Gulley  In the five years that we've lived here, we've never had a late payment. 

Optimally you want the tenants to have a direct connection and bill to the utility company.

Someone told me that the best way to build your credit is to make small payments on your credit card bill instead of fully paying it off.If that's true should I make small payments before the due date or monthly payments instead.I'm as new as it gets so please share your knowledge with me.

When I self manage, I can go tighten the p-trap under the vanity and save a $100 plumbing bill plus the manager fee.

assuming that I need ANY of the rent in order to make the monthly bills of the property or should i only be looking at scenarios where i can cover all monthly costs regardless which would severely limit my buying ability? 

Bill Gulley - you should never let the sharks know how good of a feeding they might get when they go after you