Feel free to use me as a resource to verify rents, run cap rates, or need recommendations for insurance agents, mortgage brokers, and/or contractors, etc...

With 5% down do you need to pay PMI insurance?

Really my only other expenses are insurance, taxes and mortgages.

I’ve insured several deals for clients recently where using the “small town bank” helped.

Primary Mortgage Second Monthly Insurance Taxes HOA Utilities/Wi-Fi Def Maintenance Vacancy Estimate

Be careful with mortgage insurance, which can eat away at your cash flow.

@Curtis SharpeThe 95% LTV high-ratio, insured mortgage is available on SFHs and duplexes to owner occupants only ... even then, there are further restrictions.  

Most importantly do you get clear and marketable (insurable) title.

I have a question on the escrow in regards to my taxes and insurance.

However, it also depends what exactly those expenses are, e.g. unnecessary payroll would be something you should be able to correct (and if you lower it, you increase the value of the Facility); high flood insurance or excessive property taxes are what they are and typically cannot be reduced, very well throwing off the "industry standard".Typically we recommend buying a Facility as it is currently performing (past 12 months) and use a pro forma only for where you can realistically take it.