These, and any other informal decisions should have been incorporated into the bylaws if you wanted them to be binding on new owners.You and your fellow long standing owners informally agreed to no motorboats but failed to formalize that by adding it to the bylaws.

Such is the nature of Buyer and Seller.

It seems that everyone has traits and talents that come natural and inherent.

Regarding "predatory in nature", I really don't view this loan that way.

Or, is even that being too cheap, something that will totally turn most buyers off to your rehab job, thus using natural stone of some sort is really your only choice?

Don't create a niche un-organically, let it develop naturally and you will succeed.

Gorgeous house and great progress Cover the line-sets with PVC covers - google "mini-split line-set covers", eComfort.com has a good set you don't have to order online, most HVAC supply houses and even Home Depot will sell simplified covers of that nature, probably made of sheet-metal as far as covering the condensers, I'd build a 36-40inch cute picket fence out of cute wood or PVC with a cute door for servicing.

@Raj Kumar Its not a realtor's responsibility to stage a home, its the homeowner's and as a house flipper your should incorporate it into your business model.

On Page 251: General Borrower Eligibility RequirementsFannie Mae purchases or securitizes mortgages made to borrowers who are natural persons that have reached the age at which the mortgage note can be enforced in the jurisdiction where the property is located.

Investment properties tend to not have MI because in their nature, they require more of a down payment to get the loan.