With commercial, the bank has to leave enough leeway that they can take ownership of the project if it fails and recover their money, or sell the notes to someone else for what they've got in it.

I am wondering what routes/options I have to go after my previous tenant to recover some cost of repair and breaking contract.

If I was trying to live off my stocks, do I take $20k less out this year if it doesn’t recover?

I had just lost everything after being stuck for $ 104,000 in a construction project which I never was able to recover from.

Oh, and there was a LOT of them, most of which will never recover. 

Other times of the year - if you find out your tenant is recovering from a surgery, have a flower delivery service drop off a $30 "get well" flowers - just did that one this week.

Even further, they offload that risk by selling the future promise to someone else, or recover that non-existent money from someone else if the note isn't paid (Freddie, Fannie, Ginnie).

Once you recover your "cost to control", you are making a profit from that point forward (as long as you keep the positive CF), and now it cost you nothing to control it.Who pays the rest of the sale price? 

It is nice having some credit that doesn't show up on my personal credit report, and I'm hoping that moving some of my credit card debt onto those cards will help my score recover.

Did people move away because they thought local industries would never recover or because they could find better work right away if they moved.