But if you have one you prefer you can always ask, just not force.  

Preferable 3 Br, 2Bth. 

Combining all of your Personal policies and all of your Commercial policies is actually much more challenging from an underwriting standpoint than all of the commercials would lead you to believe.The reality is most Personal Lines underwriters would prefer that we do not place the rentals with the Home and Auto and put them with a different insurance carrier. 

What is everyone preference regarding having the option to own a handful of properties out right verses having a much larger portfolio with the debt that comes with it?

I prefer to spend my time either working to grow my RE business of doing family stuff. 

Although maybe not your preference, you might want to consider investing in single-family homes as the numbers might work better.

LimaOne is my preferred and have 13 month terms, Aloha Capital and Wildcat Lending are a good second option.

Why would you prefer it against the other types of investment?

The more friendly interactions you can build with this upstairs tenant the better.

He prefers to buy properties with cash straight up so he doesn't have a beginning mortgage.