Can you chime in on this topic(home owner/rental dwelling/landlord insurance)? 

I would love to connect and see what we can do for you!

What can ya do

Under the second category you can operate on a smaller scale. 

They are not actually accurate for your situation.How can you avoid this?

Please guide me on steps I can take to stop this madness.  

Typically it is binary, you either meet the 24 month requirement or you don't...there are a couple of exceptions for moving in less than 24 months which you can review here:https://www.irs.gov/publications/p523#en_US_2023_publink1000...Look at the "Partial exclusion" section

The best first step you can take is to connect to a great broker with market knowledge and existing deal flow.

I've been buying and holding for SFH's rentals for 15+ years, but my goals now are Cash flow (70%) and Appreciation/Equity (30%) so I can invest faster/grow more in shorter periods of time.I ran this: View report on BP as a really rough test for investing in this property (3-plex, but also offers an attached 3-plex for consideration). 

My wife and I are very interested in finding hard money lenders and investment real estate agents that can help us flip multiple homes over the next year.