The Public Adjuster will attempt to increase the settlement of your claim, but realistically will take that portion they increase as their fee. 

He also raised concerns about possible increases in the interest rates on subsequent loans.  

Not to say at all that it's not doable, but each of those factors by themselves increase the risk dramatically.

., before you want the tenant to vacate or want to increase rents).

Sometimes a negative review is actually good for you the investor.If you see a property management firm with a ton of tenant complaints along the lines of They increased my rentThey slapped me with a late feeThey evicted me immediately without giving me time to catch upthis shows that the management company is working in your interests & you can trust the operation.

I’ve got family that texted me they saw the local nightly news tonight was reporting something about a huge tax increase on STR’s.

I would keep looking to get something that has a positive cash flow of some kind or at least a TINY negative cash flow that may go positive with a couple of rent increases. 

I genuinely feel like I could be using private money to increase my marketing, but is tough to find a private money lender who will structure a long 8-12 month marketing finance deal to increase reserves.

It is a phenomenal forum - and your appreciation of the forum will only grow over time; as you move forward in your RE pursuits,  it'll become an increasingly invaluable resource.You mention that you're using an IRA-LLC to invest and are considering MI, OH, and IN.

Also have questions about finding housing in my increasingly expensive hometown with horrible credit.