Rich, thank you so much for the straight forward and honest answer, also the bits of motivation throughout and advice!

Fortunately, I excelled in my major even though the calculus courses ate me alive.You just have to find a way to shorten the path of the formulas given to you.

It is great that you wanna invest and I think you are on the right path.

You will find out these two paths, they really wont care about credit.I am newer to Michigan, but I know everyone here loves to go to the UP and get out on the lakes.

Thanks for sharing this article.The author has cherry picked the pieces that negatively supports his line of reasoning.Additionally, there is no guarantee that everyone who invested in stocks would see a positive return as quoted.So, it depends on the drive, plan, creativity and mindset of the individual.It's a known fact that most of the millionaires made/secured their wealth through RE and not the stock market.Looking back at the author's path to home ownership, he could have re-calibrated his steps and do creative REI investing to make himself whole.The author's story sounds like a good one to tell, generate laughter and lively conversations, but, I am not convinced with his line of reasoning about home ownership.

It is a tried and true path that banks are comfortable with.If you really don't want to get financing on the properties, you could consider getting a cash partner.  

Why go through all that hassle to wind up with something you could probably do straight forward?  

  I am getting ready to make an offer on a multi-unit property but I'm torn between which is more important: flow or size.Flow  I'm considering a 2-unit property in downtown West Chester, PA. The

In my state buying a property subject to is a pretty straightforward process and a great way to buy properties without using your own cash.

I feel comfortable with straight forward purchases of 1-4 units, knowing that I'm using professional management, agents and reliable mentors to bounce questions off of.