He never used our renovation money for renovation.He also stole my mothers security deposit from her rental and so many more shady things I could go on all day.I have a list of property managers, contractors, former clients, etc that he has screwed over and have completely blacklisted him.

I only have money to go to only one of these two conferences.

If you cash out equity in a property, you are "borrowing" that money from the lender.

I am looking to fix and flip and understand I will need one for hard money.  

I took a leap of faith, invested in a run-down apartment complex, and with hard work and strategic planning, I transformed it into a profitable venture.

You should still instruct title company to run a title and lien search.Also did you receive a payoff letter to see how much is still owed?

You know best what your lifestyle is and what you need to support it, so do the math assuming you and your wife will live to be 100 ...so you don't run out of money. 

Private money for the renovation of ADU How did you add value to the deal?

What is the rate you are paying on the Hard Money?

Personally I see little value in such groups (and regardless of where we are are aren't in the cycle).Second, a 2 to 3 year deal is actually very short.