Its been explained to me that any loan is technically callable at any time, but they can't just do it for kicks.  

@Val Csontos, I literally had a dream last night where I was explaining your realtor payment plan to someone.

You'll see a lot of people saying you should just jump in to avoid "Analysis paralysis".But I think this should be framed or caveated with the importance of education, which a lot of folks on the forum do.In my opinion, you’re approach is excellent.You’ve created a game plan (thru your business plan) and outlined a timeline.Now you have specific criteria which will prevent sensory overload and limit the effects of the “next shiny object”.In addition, your timeline should ensure that you don’t sit on the sideline indefinitely.You’re well on your way!

Like Denzel Washington said in movie "Philadelphia", "explain to me like I'm a 3 year old".Please outline the steps it takes to go from A to Z.Thanks in advance

You should normally offer below that to allow some room for negotiation.You should show your numbers with a higher investor discount (and explain why).  

@Aaron Coplin the seminar was actually pretty informative for a novice, but they rarely explained anything in-depth because they're hoping you'll buy into the Mastery program where the real meaty stuff is.

Long Explaination: I'm a first time buyer who just purchased my first property, a condo in a twelve unit complex, located in a very desirable part of Portland, OR.

Would it be in bad faith to explain this after agreeing to the installment sales terms?

I tried to explain them if they are going to list it, its just gonna sit on the market, so they either have to drop the price or do the repairs them self.

When your time becomes very vaulable then you need to start asking people to explain themselves, till then learn to educate yourself.