Your net worth or combined net worth if you bring in guarantors will need to equal the loan amount and they typically require roughly 10% liquidity of the loan amount from all guarantors.It can be a smart move for your first multifamily property to be a yield play so it is cash flowing from day one and you don't have as many headaches with a value-add deal.

If you have experience in real estate photography, why not combine your skill and your money toward someone else's deal?

Those losers have the crap job of justifying their own existence by making examples and charging fines. 

I think I'll try a combination of things suggested here.

With home ownership out of reach for the middle class in Los Angeles and rental costs skyrocketing, I think people would be interested in alternative solutions.The community I was thinking about involves a combination of manufactured homes and mobile homes (tiny homes and RVs). 

It is a combination of not being able to purchase cheap enough, low LTV loans on refis, and conservative refi appraisals. 

We funded it through a combination of cash, private lender capital, and bank financing.

A long story short I have about 8k [skin in game] and I’m looking to purchase in the Scottsdale AZ market, with private funds, combined with owner finance if possible.The reason I’m pursuing this route is to execute my 1031 exchange flawlessly, and I believe private money, and owner finance will make this a swift transaction.

do you have snow.. freeze thaw.. or in spring when things grow wild  LOL  or texas were your soils move and create foundation issues over time .. or in Vegas were you have no yards  but sun beats the crap out of the places LOL.. how old is the house.. etc etc. 

That combined with her income would have held off foreclosure for long enough for him to get work.