If you speak to them over the phone it’s typically a broken English accent.4.Look for individuals offering loans who do not have proper websites or domain backed email addresses.

@Darrell Shepherd - Oh yeah, for the average home buyer, problems like messed up sheetrock, broken windows, graffiti on the walls...that chases them the hell off.

I will also mention any improvements or upgrades done and and increased costs such as taxes, insurance, utilities ect.

It is important they get this right as owners have 2 years (regardless of the redemption period) to contest the validity of the sale.Wichita county seems to be a good place to invest, especially since the drought has finally broken  There was real concern the area might run out of water. 

Yes, the hard money lender said that they would set up things as a line of credit broken up into 3 phases.

Do you think that any of the upgrades to the second property would add significantly to the valuation (like the bathroom upgrade)? 

Have you ever broken that rule?

No upgrades.

That's to have a "Regional" section of the forum, broken up into NE, SE, SW, NW, MW sections, further broken down into states.

if they are good reliable tenants then don't fix what is not broken.