The cracked band should be replaced and duringrepairs the band should be doubled and bolted or directly supported by the support posts to prevent future failure.Face-nail connects between the band and support posts are subject to failure over time.

Some were receptive to chat, some were not but it definitely helped reaching out to a few. 

@Steven McLarty - Thank you for the kinds words and support, Steven! 

Id be happy to chat sometime and compare getting a HELOC vs. a cash out refi.

If I was located in CA and hired seasonal help during tax "busy season", even if that person was in the trade or business of providing contract admin support to many CPA firms, the #2 test would preclude me from categorizing that worker as an IC in California and I would have to run payroll and pay employment taxes... 

@Alan Cassidy Join your State LL Association they offer all kinds of support and networking.

If you're ever in the Great Falls area and would like to chat about REI, shoot me a message. 

Let's chat for details. 

Since I sell to Tenant Buyers, I want zip codes where there are jobs that support a family.

And because we can't support 2 houses, we hired a management company called Kabino and are now renting as a vacation home.