A lot more wasted paperwork and restrictions on their end, but closing them was not that hard.

Take advantage of the networking opportunities and best wishes to you.I really like the alerts feature that can quickly guide you to current topics that may be of interest: http://www.biggerpockets.com/alertsThere are a few self-contained guides that you can access here: https://www.biggerpockets.com/guides

You will meet lots of great vendors, wholesalers, title, Realtors® and have access to tons of meet up groups and education.

With this being the case, that means that the most that the lender will give you access to is 85% ($205,600) of $257K minus your current balance of $138K which yields $6,600 under the best-case scenario. 

I live in Columbus Ohio and we have restrictions on maximum amounts FHA loans can be. 

Totally agree about the access to CTA lines--one of the greatest benefits of living in the city--having a world class, reliable public transportation system at our disposal. 

There are some restrictions depending on if your coastal zone or not.Cheers Mike

When we had units turn over, we were able to update them and increase the rents.Downside is some of the tenants were long term and no real option to increase rents in Ontario.Yeah we are lucky out here with no rent increase restrictions.

When it comes to accessing loans, a traditional lender will typically need to run the Debt-to-Income Ratio along with Credit Score to qualify you for a loan.

There are a few self-contained guides that you can access here: https://www.biggerpockets.com/guidesIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/