Governments, States, Counties will need to adjust rules, laws and  people adapt to new ways.Life Events: People will loose their jobs, family members (unfortunately), People who never had any savings will be forced to dig even deeper into debt.

I, like many people, have tenants who have been impacted by the pandemic.

Of course, your friend wants to talk to a lawyer since there are new guidelines in wrap around and Dog Franks laws that might impact those creative finance.I hope this helps

I know most of us landlords are not like this and in fact are willing to work with tenants who are impacted by the virus shutdowns, but the media will surely focus on it:https://www.newsweek.com/landl...

One could be impacted by hardship but maybe not, the other is a nurse and is probably working her butt off.

If you don't, then you need to get creative with your rent rates to get someone in and minimize the impact.

It's the first time in the history of our country that a fully government created and government forced recession will occur. 

The market, hot or not, should not impact what you offer for a property. 

Even if the impact of the Coronavirus ends up being short-lived (as most are predicting) a downturn is always a risk.How has the Florida rental market fared in past downturns?

At this point, though, it is looking like at least March & April in Washignton, so that is a long time if they are already stuggling and/or if it is the majority of our tenants impacted.