However, like Rob pointed out, it's still a good idea.With multi-family type properties, the state fire code does mandate that you have them if your property consists of 5 units or more.

The portfolio consists of mostly bonds.

Hard money is not a consistent product like a conventional mortgage.

This has been a trend for the past 6-8 months, every month has been a consistent increase over the previous year.

Just participating on BP consistently will bring you a lot of traffic to your website.

At the end of the day its about mailing your list consistently.

i made a decision NOT to PG loans and put my personal assets at risk in order to become "an investor".i decided my own road would consist of networking, building a buyer base, building business credit, starting two seperate internet businesses and eventually start purchasing real estate when i and my partners are at a very advantageous position to do so.PGing (personally guaranteeing) loans, either through seller financing, HML, or conventional, was not something i, nor my partners, want to do.

And until you do that, it's only a matter of time before you make a huge mistake that can cost you thousands of dollars.Well done Peter-I look forward to reading more and more of your post in the near future and I do hope we get some feed-back from lia10!

I have tons of books all of which I have read cover to cover, however I would like some been in the trenches feed back from the members of the forum.

reg=cny&app=descriptorVery Favorable> Accountants: $54,880 (Annual openings:80)> Automotive Service Technicians and Mechanics: $29,970 (AO:70)> Bartenders: $14,840 (AO:110)> Bookkeeping, Accounting, and Auditing Clerks: $30,460 (AO:110)> Bus Drivers, School: $29,660 - (AO:70)> Carpenters: $37,480 - (AO:80)> Cashiers: $15,230 - (AO:500)> Child Care Workers: $17,310 (AO:140)> Serving Workers, Including Fast Food: $14,710 (AO:240)> Construction Managers: $93,730 (AO:30)> Cooks, Fast Food: $14,590 (AO:60)> Cooks, Restaurant: $21,590 (AO:50)> Food Concession, and Coffee Shop: $14,580 (AO:120)> Customer Service Representatives: $29,170 (AO:120)> Dishwashers: $14,560 (AO:60)> Electricians: $53,100 (AO:50)> Elementary School Teachers, Except Special Education: $48,400 (AO:130)> Executive Secretaries and Administrative Assistants: $35,410 (AO:130)> First-Line Supervisors/Managers of Food Preparation and Serving Workers: $22,450 (AO:90)> First-Line Supervisors/Managers of Office and Administrative Support Workers: $42,560 (AO:90)> Food Preparation Workers: $15,550 (AO:180)> General and Operations Managers: $89,750 (AO:70)> Home Health Aides: $21,750 (AO:100)> Janitors and Cleaners, Except Maids and Housekeeping Cleaners: $20,930 (AO:250)> Laborers and Freight, Stock, and Material Movers: $22,120 (AO:150)> Lawyers: $82,740 (AO:50)> Licensed Practical and Licensed Vocational Nurses: $32,050 (AO:60)> Maintenance and Repair Workers, General: $31,990 (AO:100)> Nursing Aides, Orderlies, and Attendants: $22,090 (AO:80)> Office Clerks, General: $22,950 (AO:170)> Receptionists and Information Clerks: $22,780 (AO:130)> Registered Nurses: $49,510 (AO:250)> Retail Salespersons: $18,010 (AO:510)> Sales Representatives: $50,830 (AO:170)> Secondary School Teachers: $51,940 (AO:130)> Secretaries: $26,530 (AO:120)> Security Guards: $20,960 (AO:110)> Stock Clerks and Order Fillers: $19,490 (AO:150)> Teacher Assistants: $19,780 (AO:250)> Truck Drivers, Light or Delivery Services: $25,630 (AO:70)Least Favorable> Architectural and Civil Drafters: $39,380 (AO:under 10)> Chemical Technicians: $28,450 (AO:10)> Coating, Painting, and Spraying Machine Setters, Operators, and Tenders: $27,630 (AO:10)> Computer Operators: $31,320 (AO:10)> Court, Municipal, and License Clerks: $34,350 (AO:10)> Crossing Guards: $17,050 (AO:10)> Dispatchers, Except Police, Fire, and Ambulance: $29,990 (AO:10)> Electronics Engineers, Except Computer: $73,650 (AO:10)> Engineers, All Other: $66,780 (AO:under 10)> Forging Machine Setters: $34,240 (AO:under 10)> Human Resources Managers, All Other: $76,460 (AO:under 10)> Insurance Underwriters: $52,720 (AO:10)> Judges, Magistrate Judges, and Magistrates: $114,850 (AO:under 10)> Maintenance Workers, Machinery: $40,540 (AO:10)> Occupational Health and Safety Specialists: $55,440 (AO:under 10)> Telemarketers: $17,800 (AO:10)> Travel Agents: $32,430 (AO:under 10)Crime (Division of Criminal Justice Services)http://www.criminaljustice.state.ny.us/crimnet/ojsa/indexcrimes/county_totals.htm===================================================================================Onondago county 2000 vs 2005Index Crime: down 15%Violent Crime: down 2%Murder: down 10%Rape: up 35%Robbery: up 20%Agg Assualt: down 13%Property Crime: down 17%Burglary: down 7%Larceny: down 23%MV theft: up 9%Tax Rates====================================http://www.ongov.net/Realproptax/taxrates.htmlCounty Purposes: $13.705600City Purposes: $7.189600School Purposes: $16.928500County Water Purposes: $0.077600Total City Rate: $37.901300Destiny USA=========================================http://en.wikipedia.org/wiki/DestiNY_USAPlans, which currently include over 4.5 million square feet (400,000 m²), consist of 13,000 hotel rooms, an indoor aquarium, an indoor recreation of the Erie Canal, a stadium and performing arts center, three golf courses, a 100 acre (400,000 m²) glass-enclosed indoor park, and a 20 acre (80,000 m²) artificial lake.