Fico is used to determine rates, 4.20% 30 year fixed is still out there depending on LTV and fico(not for long).  

I have utilized:Rentometer, Zillow, bigger pockets for rentsCrime Rates: Spotcrime.com For school ratings: Greatschools.comLocal cities Five Year economic plan to determine where they intend to invest money. 

Once you add those adjustments I would then calculate your cash flow (income-expenses including your mortgage) and divide that by your down payment (which appears to be $44,000) to determine your "cash on cash" return.

She has no family and her caregiver was told by the bank that he would need to get a probate attorney if he wants to get the property (which he doesnt want to do).

Why is it that nobody actually provides a constructive look at the scenario as opposed to just chanting "fire the PM" when there is clearly not enough information to determine the root cause of what's going on here.For example, let's talk about the most obvious statement of scapegoating.

If the terms were payment over X-yrs +/- down payment +/- interest you’d determine the monthly payment and then subtract that from market rent and that would be the payment she’d give you each month.

I am trying to determine how lease option up-front option fees are taxed.

This market phase has made deal-finding much harder than 5+ years ago, but deals are still out there.I find it helpful to determine who you are targeting (maybe a certain type of distressed seller), and consider where their eyes are.

How do they determine how much you can get from a HELOC?

The purchase price is determined by cap rate.