You can at least prevent/reduce the credit card letters by asking the credit bureaus to stop selling your address and by putting your name on the direct mail associations "do not mail" list.

So following his hunch, I found one tenant with his parents not on the lease living with them, another apartment, a single tenant with a girlfriend not on the lease living there, same story with the remaining apartment, 2 additional tenants.

There was other income also from additional commissions and investments of my own.

Additionally, when you create your listing on cozy, it is actually posted to multiple websites making your life easier. - https://www.zillow.com/rental-manager/   - I'm sure you've heard of Zillow.

In addition, if you plan to refinance, I’d be sure to look at prepayment penalties.

That is called a "high cost loan" and additional  requirements kick in. 

Feel free to email me with any listing and contact information or if you'd like additional information.

In other words, he built on to the back of the home (not visible from the road) and apparently did not get building permits and has been paying the property taxes on the original floor plan before the addition.

I'm also looking for an additional bid on my property if anyone has a recommendation!  

I know this because I have one LLC with my wife for one property, and then other properties in another LLC that is just me...so I need to stroke the annual tax prep check for the one LLC that my wife is involved in in addition to the other tax preparations.