What a well presented and mature comment, much respect to you. 1 thing to note is CA business and professions code strictly prohibits an agreement as such.

The seller and broker can also set up strict showing rules.  2.

This carrier essentially underwrites a package deal tailored to your business, bundling all your policies under a single umbrella, which could include General liability, Umbrella protection, and (obviously) property. 

Adding a liability policy can provide up to $1M in coverage.

Pick their brain.Lastly, I'd make sure their insurance policy names you as an additional insured.

The actuaries realize they have too many policies in one area and the insurance companies want to reduce risk and spread risk. 

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Using the Whole Life Policy (or Indexed Universal Life) is very powerful.

Note that the current Fed Funds Rate policy range (AFTER the 50 bps cut) is 4.75–5.00%.Nov 5: US presidential election.Nov 7 FOMC Meeting: 90% probability of a 25 bps cut, 10% probability of no cut.

Tell him you know the letter is fake and you don't appreciate him attempting to skirt your no-pet policy.