The city has issued licenses, they are just very limited, hard to get, and there are a lot of restrictions around how it can be used. 

A good tip is to reach out to contractors, visit local supply stores, and check out online resources for cost ranges.

After about 2 weeks I took off the pet restriction because I read other reviews that highly encouraged it.

When I did an online search for commercial multifamily lenders, most have a minimum lending requirement of $1M and I don't need that much. 

A lot of that is referral based or people find my site online, organically. 

I was thinking of doing Airbnb arbitrage in Cincinnati but discovered that there is a restriction that the STR operator has to live within 50 miles of the property.

Quickbooks online could work for what you need.  

The only way to answer that in general (whether house hacking in today's market is still a good option) or for a particular property, is to learn how to run the numbers and analyze a specific property to see whether it will be able to stand on its own as an investment when you move out someday.There are a lot of resources here on BP for doing that but I'd just say, make sure the assumptions you're putting into your spreadsheet or deal analyzer are realistic.Make sure the rents (especially for vacant units or pro-forma #s) are realistic by doing your own rent comps; make sure the mortgage rate is realistic by doing some research online and/or talking to some mortgage folks; make sure insurance #s are realistic by getting a couple of quotes for the # of units and zip code / area you're looking in; etc.I hope that helps, and good luck 😊

I just can't find ANYTHING online that isn't from Chris or his team. 

Note that there are restrictions that apply to STRs in Ojai and the Ojai Valley.