As a birthday gift, everyone is chipping in to get you a Dave Deldotto REI course! 

Doing a zero based monthly budget and an allocated spending plan (& using cash instead of plastic) helped us to look at our spending objectively and start chipping away at lowering our expenses.

This type of thing will occur every so often if a child gets poisoned eating paint chips off window sills or ect.

Make sure to get your chip before you leave today.

You might have a harder time if you are looking for blue chip properties near Boston or in HI it might be a bit tougher with the high prices.  

Maybe all the BP members will chip in a buy you a nice rental for your birthday present (rehab not included):)

Same question for back yard zero-scaping - wood chips are a little bare....is it worth it to bring in a new load and spread them?

I started reading things on how to be more successful and how to focus my mind on my passions and start chasing these dreams, and that has led me to create a plan to start chipping away at making it to the top.

Had to walk by the Mitsubishi convention to get to our ballroom and they were doing it right, soda, cookies, chips, hats, and lots of other swag, parking was validated etc.....

Porcelain is best because even if it is chipped the color is all the way through.