Here are the facts:5 acres total5 minutesfrom HITS18 minutesfrom WEQ25 minutesfrom downtown Ocala31 minutesto UFZoned A1NiceneighborsOne driveway~800’ Half clearedhalf woodedFertile soilLaughablefenceLots ofdying water oaks ~40 years old3.72 acresowned in full by me The parentparcelNo homeNo well30 year oldseptic (1000 gal, worked fine 2 years ago)Existingelectric meterCableinternet access2015(?)

My primary home I Sold years back the buyer wanted me to replace the water heater as it was “past it’s useful life”.

I know if you aren't putting 20% down you would have to pay PMI as well, but my question to you all is do you normally fill anything in for the other sections (Electricity, Water & Sewer, etc)?

You just need to make sure you not only have enough money for the 3.5% downpayment for an FHA loan, but also some money in reserves in case something goes such as a hot water tank or other issue. 

I wish I was handy, but me and fixing stuff is like oil in water, it just doesnt mix well.

And if Vegas ever runs out of water...

These are some of the other items that need to be budgeted for roof 25 year life span, appliances and hot water heater 12 year life span, hvac 20 year life span, bath and kitchen remodel 15-20 year life span, etc.

Across the country the general price for water is about $7/1000 gallons.

"Home needs cosmetic make-ready, new roof and hot water tank.

Verifying if smoke detectors are functioning, appliances are running and water pipes are not leaking is a plus.