The pandemic will affect the demand due to financial difficulties that every business is facing, but seems it may affect the supply side more (people may postpone to sell with a perception of a very slow market ahead) and this can somehow balance the overall impact of the pandemic to the sold prices.

It doesn't make money, BUT I do live essentially rent free and only need to save for Capex/Vacancy/maintenance, etc.

They governor of hawaii has essentially done the same here.

It may impact how the property is valued in the future.

I would like to find the best rates possible while having minimum impact on credit.Additional questions for more clarity: Is it possible to get quoted on all of these loans from one lender?

An LLC requires commercial financing and the rate is higher although it has no DTI impact nor does it impact your credit.  

Kathy's point is really quite good, COVID is impacting the LL's/Owner's too...it's helpful to remember that.

I ended up putting more into the rehab, but that also meant I ended up with a higher end apartment, with everything essentially brand new, and great tenants and 0% vacancy.

The house I was improving during the redemption period is in a state where they would have to pay back the cost of any permanent (whether essential or not) improvements to the property if they redeemed it, with interest.

and last, how has covid impacted the ability of banks to proceed with these cash outs?